Privacy policy

F & M LENDING LLC, read more below.

Privacy Policy

F & M LENDING LLC (“we,” “our,” or “us”) is committed to protecting the privacy and security of the personal information we collect from our clients, applicants, website visitors, and business partners. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you interact with our company or use our services.

Information We Collect

We may collect personal and business information that you voluntarily provide to us when applying for financing, submitting inquiries, or communicating with our team. This information may include, but is not limited to:

  • Full name, business name, and contact information
  • Email address and phone number
  • Financial information related to loan applications
  • Property, asset, or collateral details
  • Business purpose and investment-related information
  • Any other information you choose to provide

How We Use Your Information

We use the information we collect for legitimate business purposes, including:

  • Evaluating loan and financing applications
  • Communicating with you regarding inquiries, applications, or transactions
  • Performing underwriting, risk assessment, and due diligence
  • Complying with legal, regulatory, and contractual obligations
  • Improving our services, processes, and client experience

Information Sharing and Disclosure

F & M LENDING LLC does not sell, rent, or trade your personal information. We may share your information only when necessary and under the following circumstances:

  • With service providers, attorneys, title companies, or financial professionals involved in a transaction
  • To comply with applicable laws, regulations, or legal processes
  • To protect our rights, property, or safety, or that of our clients

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your information from unauthorized access, disclosure, alteration, or destruction. While no system can guarantee absolute security, we take appropriate measures to safeguard your data.

Data Retention

We retain personal and business information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with legal requirements, and support legitimate business operations.

Your Privacy Rights

Depending on applicable laws, you may have the right to request access to, correction of, or deletion of your personal information. Requests will be reviewed and addressed in accordance with legal and regulatory obligations.

Third-Party Links

Our website may contain links to third-party websites. F & M LENDING LLC is not responsible for the privacy practices or content of those external sites.

Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be effective upon posting the revised policy on our website.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact F & M LENDING LLC through our official communication channels.

As a Nevada-based private lender, we focus on building long-term partnerships with investors and entrepreneurs through integrity, transparency, and performance.

Our Mission

Our mission is to empower real estate investors and business owners by providing fast, flexible, and transparent private lending solutions. We aim to support growth, protect capital, and create long-term value by delivering tailored financing, responsive service, and clearly defined terms on every transaction.